Wednesday, November 05, 2014


The Payment Card Industry Data Security Standard (PCI DSS) is migrating from version 2.0 to 3.0 on January 1, 2015.  Though a refinement of 2.0, 3.0 consists of 12 requirements to provide a "baseline of technical and operational requirements designed to protect cardholder data." They are as follows:

Build and Maintain a Secure Network and Systems
1. Install and maintain a firewall configuration to protect cardholder data
2. Do not use vendor-supplied defaults for system passwords and other security parameters 
Protect Cardholder Data
3. Protect stored cardholder data
4. Encrypt transmission of cardholder data across open, public networks
Maintain a Vulnerability Management Program
5. Protect all systems against malware and regularly update anti-virus software or programs
6. Develop and maintain secure systems and applications     
Implement Strong Access Control Measures
7. Restrict access to cardholder data by business need to know
8. Identify and authenticate access to system components
9. Restrict physical access to cardholder data 
Regularly Monitor and Test Networks
10. Track and monitor all access to network resources and cardholder data
11. Regularly test security systems and processes
Maintain an Information Security Policy
12. Maintain a policy that addresses information security for all personnel   

For the official document on PCI DSS changes in 3.0, click HERE.

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